Saturday, March 31, 2007

Internet fraud


Than we are using the internet,we are at risk from internet fraud.
The internet is a cheap and easy way for fraudsters to con people out of money.This tells about some of the most common types of internet fraud(scams).

The term "internet fraud" refers to any type of fraud scheme that uses email,web sites,chart rooms or message boards to present fraudulent solicitations to prospective victims.

Some forms of Internet fraud,include:

Rogue traders.They are dishonest traders who sell goods or services.When selling something online, it is common for a rogue trader:to advertise goods that don't exist;to send different goods to the ones they advertised;not to deliver on time;not to deliver at all.If we are buying something online,it's better to pay by credit card.Because if there is a problem with the product,the credit card company may be responsible as well as the trader.Before submiting credit card details to an internet website,we should make sure if it's a secure site.
Phishing.It's where we get emails pretending to come from a genuine company.They often look like they come from our bank.This is a scam to trick us into giving personal information that can be used for fraud.If we get an email and we are asked to type in a password or type in personal details,this is probably a scam as banks never ask to do this.
Identy fraud.It can happen when we go online.A fraudster could get hold of our credit card details and use them to buy thing over the internet or withdraw money from our account.
Spam.It is unasked-for emails sent to a large number of email addresses.Many advertise illegal products,scams and pornography.It's against the law to send us these things email unless we vare given our permission.
Lottery scams.LS are very common on the internet.Even though we may never have entered a lottery,we get an email to say:"you are won a prize".Then we are told have to send money to claim the prize or we are asked to ring a premium rate number which is very expensive.
Chain emails.A chain email is an email that we are asked to send on to our contacts.Some chain emails threaten us with bad luck if we don't pass them on.Others promise a small contibution to charity if we do pass them on.

If we want to protect oureselves from internet fraud,we should:
Buy from the companies we know and trust;use the internet to research a company's history;avoid judging reliability by how nice web site seem.It is easy and inexpensive for anyone to create and promote a web site;avoid downloading programs just to see pictures,listen to music or get access to other web site;visit websites where is a useful information about internet fraud and it prevention.

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