Internet fraud

Than we are using the internet,we are at risk from internet fraud.
The internet is a cheap and easy way for fraudsters to con people out of money.This tells about some of the most common types of internet fraud(scams).

The term "internet fraud" refers to any type of fraud scheme that uses email,web sites,chart rooms or message boards to present fraudulent solicitations to prospective victims.

Some forms of Internet fraud,include:

Rogue traders.They are dishonest traders who sell goods or services.When selling something online, it is common for a rogue trader:to advertise goods that don't exist;to send different goods to the ones they advertised;not to deliver on time;not to deliver at all.If we are buying something online,it's better to pay by credit card.Because if there is a problem with the product,the credit card company may be responsible as well as the trader.Before submiting credit card details to an internet website,we should make sure if it's a secure site.
Phishing.It's where we get emails pretending to come from a genuine company.They often look like they come from our bank.This is a scam to trick us into giving personal information that can be used for fraud.If we get an email and we are asked to type in a password or type in personal details,this is probably a scam as banks never ask to do this.
Identy fraud.It can happen when we go online.A fraudster could get hold of our credit card details and use them to buy thing over the internet or withdraw money from our account.
Spam.It is unasked-for emails sent to a large number of email addresses.Many advertise illegal products,scams and pornography.It's against the law to send us these things email unless we vare given our permission.
Lottery scams.LS are very common on the internet.Even though we may never have entered a lottery,we get an email to say:"you are won a prize".Then we are told have to send money to claim the prize or we are asked to ring a premium rate number which is very expensive.
Chain emails.A chain email is an email that we are asked to send on to our contacts.Some chain emails threaten us with bad luck if we don't pass them on.Others promise a small contibution to charity if we do pass them on.

If we want to protect oureselves from internet fraud,we should:
Buy from the companies we know and trust;use the internet to research a company's history;avoid judging reliability by how nice web site seem.It is easy and inexpensive for anyone to create and promote a web site;avoid downloading programs just to see pictures,listen to music or get access to other web site;visit websites where is a useful information about internet fraud and it prevention.

Civil and public law

Civil and public law have differencies.In civil law action is taken among citizens.In public law action is taken between the state.There are differencies between civil and public law categories too.The main categories of civil law are contacts,torts,trusts,probate and family law.The main categories of public law are crimes,constitutional law,international law.Also,there are differencies between civil and public law procedures.In civil procedure sentence is an award of money or damages to be paid by one part to the other.In criminal procedure sentence is a fine or imprisonment.Moreover,the standards of proof are lower in a civil action than in a criminal one.The prosecution must prove the guilt of a criminal beyond reasonable doubt.The plaintiff should to prove his case on the balance of probabilities.Evidence from a civil action is more necessarily admissable as evidence in a criminal trial about the same matters.There are differencies but civil and public law have similarities also.The loser of a civil case may be forsed to comply in a criminal prosecution.Also,the loser of a civil action has to pay not only the damages but a criminal penalty as well.The defendant in a criminal case will not be found liable in a civil action about the same matters.

Lifelong living strategy

Everybody needs to have a lifelong living strategy, if they want to live worthwhile.There are various ways of creating lifelong living strategy.

One of the way is learning all our life from ourselves or from others mistakes.Another way is studying:at first in a childhood,than at school and finally, at university.Our first teachers are parents.Later, our teachers are realy teachers in schools and tutors at universities.It is more easier when the right way show parents,teachers or tutors.More difficult when you should decide how to live, what to do, what don't do,what to say,which step is right on your own.

If we want to do right decisions we must be learning everyday in our lives.To knew and learn something new we can from science books,science projects,encyclopedias,fictional;from other people experiences;from parents,friends and from many others things.

There are many ways of learning and they are all good.It depends on ourselves which way we will choose.But we must think why and which way we are choosing because the better way the better life.